© Xapo Holdings Limited 2021. All Rights Reserved.

Xapo Bank Limited is a company registered and incorporated in Gibraltar with company No. 111928. Xapo Bank Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘credit institution’ under Permission No. 23171. Xapo VASP Limited is a company registered and incorporated in Gibraltar with company No. 118088. Xapo VASP Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services (Distributed Ledger Technology Providers) Regulations 2020 with permission to provide distributed ledger technology services as a DLT Provider under Permission Licence No. FSC1359B. The content of this Website and related material is subject to change without notice and should therefore not be relied upon when entering into an agreement with us for any of the services that we may offer.

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You (and millions of others worldwide) have come to know Xapo as an industry leader in secure Bitcoin storage. 

Soon, you’ll know us as the go-to bank for protecting your savings in BTC and USD.

A bank for 
those that value 
peace of mind

Get notified

Our Investors

Bank with the best

The new Xapo is for clients that don’t compromise when it comes to safeguarding their funds. With a dedicated support team available 24/7/365 and access to your BTC and USD at the touch of a button, we want to empower you to do more with your money. 

Keep your life savings protected from life’s uncertainties with an international account in a safe-haven currency.

More than just a debit card

With the Xapo Card, the world is yours. Earn cashback, spend in any currency with no added fees, and enjoy a range of premium benefits like free ATM withdrawals and global Wi-Fi when you order your card.

Unparalleled protection

From our fortified physical bunker in the Swiss Alps to our online spending authentication and transaction monitoring systems, you can rest easy knowing that your savings are defended by state-of-the-art technologies every step of the way. 

To top it off, your account is fully covered up to the USD equivalent of €100,000 by Gibraltar’s Deposit Guarantee Scheme.

Ready for the new Xapo?

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Stay up to date as we add the finishing touches to our digital bank.

Stay up to date as we add the finishing touches to our digital bank.

Ready for the new Xapo?

The story so far

The story so far

Our Investors


We launched what is now one of the leading Bitcoin storage solutions


Xapo received DLT permission from the GFSC, allowing us to use distributed ledger technology for the storage or transmission of crypto value and manage digital assets for our clients


We acquired our Gibraltar banking license and Mastercard and Visa memberships


Xapo relaunches as a digital bank, completing the construction of its physical branch in Gibraltar and becoming the first institution of its kind to offer access to both BTC and USD

Launching 2021

We can’t wait to share the new Xapo with you. For years, we’ve worked tirelessly – within the organization and with regulators – to pioneer a platform that bridges the gap between traditional financial institutions and the digital currencies of the future.

As solid as the Rock of Gibraltar

Our new home is in a crypto-friendly financial hub in Europe. Gibraltar’s unique blend of robust legal protections for consumers and forward-thinking technological regulations have set it apart on the international playing field. To us, establishing our physical branch at the heart of the nation was only right. 

We’re fully regulated by the Gibraltar Financial Services Commission, both as a bank and Virtual Asset Service Provider (VASP). What this means for you is that we’re able to serve you with an elite banking product with a strong currency as its foundation. 

Gibraltar perfectly captures the essence of what we’re about: unrivaled security where your money is concerned.

Virtual Asset Service Provider (VASP)

Gibraltar Financial Services Commission (GFSC)

Protect your life savings

Economic freedom is what drives us, and we believe that this is achieved by giving you access to safe-haven currencies. We set out on this mission with a focus on Bitcoin, empowering our users to save in a unique digital asset class. 

We’re thrilled to announce that we’re extending our platform to provide you with even more tools to store and grow your wealth. Headquartered in Gibraltar, the new Xapo comes complete with a USD bank account – on top of our world-class Bitcoin services – so that you can protect your life savings with two of the most trusted currencies in the world. 

Whether you want to store your Bitcoin for future generations or make day-to-day payments, our new digital bank offers best-in-class security for all of your financial needs.

Safeguard your life savings for an annual fee of $150 and five minutes of your time

With a global USD bank account, a debit card with premium benefits, and industry-leading Bitcoin services, you can:

Deposit and withdraw funds seamlessly

Get paid and pay others globally

Buy, manage, and store Bitcoin safely

Your deposits are protected up to the USD currency equivalent of €100,000.

Coming soon to iOS & Android

Protect your savings in USD and BTC

Our story

Growing up in Argentina, our Founder, Wences Casares, saw his family’s savings wiped out three times by events beyond their control.

Driven by a vision of economic freedom for all, he founded Xapo in 2013 to deliver the ultimate tool for protecting and growing your wealth, wherever you are.


Xapo obtained its e-money license, enabling us to issue electronic money to our users