© Xapo Holdings Limited 2021. All Rights Reserved.
Xapo Bank Limited is a company registered and incorporated in Gibraltar with company No. 111928. Xapo Bank Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘credit institution’ under Permission No. 23171. Xapo VASP Limited is a company registered and incorporated in Gibraltar with company No. 118088. Xapo VASP Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services (Distributed Ledger Technology Providers) Regulations 2020 with permission to provide distributed ledger technology services as a DLT Provider under Permission Licence No. FSC1359B. The content of this Website and related material is subject to change without notice and should therefore not be relied upon when entering into an agreement with us for any of the services that we may offer.
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We’ve spent years refining our services to provide you (and millions of others around the globe) with the most secure Bitcoin storage in the world.
Now, we’re bringing you the first bank with regulated BTC access.
The first bank with regulated Bitcoin access
Our Investors
We don’t compromise on your security
We employ a global team of experts in financial crime and use the latest in blockchain analysis technologies to ensure that your life savings are kept secure. To top it off, your account is fully protected up to the USD equivalent of €100,000 by Gibraltar’s Deposit Guarantee Scheme.
More than just a debit card
With the Xapo Card, the world is yours. Earn cashback, spend in any currency with no added fees, and enjoy a range of premium benefits like airport lounge access and global Wi-Fi when you order your card.
Unparalleled physical protection
Xapo’s vault is buried deep in the Swiss Alps, inside a decommissioned military bunker. Cut off from the Internet, guarded by an onsite security team, and watched over in the skies by satellite, the private keys that lock your bitcoins away are protected from every angle.
Ready for the new Xapo?
Stay up to date as we add the finishing touches to our digital bank.
Stay up to date as we add the finishing touches to our digital bank.
Ready for the new Xapo?
The story so far
The story so far
Our Investors
2014
We launched what is now one of the leading Bitcoin storage solutions
2019
2020
We acquired our Gibraltar banking license and Mastercard and Visa memberships
2021
Xapo relaunches as a digital bank, becoming the first institution of its kind to offer access to both BTC and USD
Launching 2021
We can’t wait to share the new Xapo with you. For years, we’ve worked tirelessly – within the organization and with regulators – to pioneer a platform that bridges the gap between traditional financial institutions and the digital currencies of the future.
A new breed of finance
Xapo is a licensed bank regulated by the Gibraltar Financial Services Commission (GFSC). Your funds are safe in a crypto-friendly financial hub with a lengthy history of outstanding legal protections for consumers.
As a Virtual Asset Service Provider (VASP), Xapo is the first digital bank of its kind – one that offers the convenience of a USD account coupled with a regulated portal into the Bitcoin world.
Virtual Asset Service Provider (VASP)
Gibraltar Financial Services Commission (GFSC)
A digital bank with a heart in Gibraltar
Xapo exists to provide you with the gold standard of protection for your wealth. Now that we’ve established our physical branch in Gibraltar and acquired a banking license, we’re thrilled to be able to offer you a full-fledged suite of financial tools.
With a revamped app, international USD bank account, and all-new Xapo Card, you’ll hold the keys to your very own secure digital vault for just $150 a year. Whether you want to store your Bitcoin for future generations or make day-to-day payments, you can rest easy knowing that the decision is just a touch of a button away.
Protect your life savings for an annual fee of $150 and five minutes of your time
With a global USD bank account, a debit card with premium benefits, and industry-leading Bitcoin services, you can:
Deposit and withdraw funds seamlessly
Get paid and pay others globally
Buy, manage, and store Bitcoin safely
Your deposits are protected up to the USD currency equivalent of €100,000.
Coming soon to iOS & Android
Protect your savings in USD and BTC
2017
Xapo obtained its e-money license, enabling us to issue electronic money to our users