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TRANSACT AND EARN IN USD. SEAMLESSLY.

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YOUR USD BANK ACCOUNT

We are an international crypto & private bank, headquartered in the trusted financial centre of Gibraltar. Bringing together the personalised service of traditional banking with the security of Bitcoin, we believe in making global transfers seamless.

Our members have the freedom to send and receive global payments in US Dollars, as well as to buy, manage and hold Bitcoin. As a member, you will also earn 2% interest on all fiat deposits.

Xapo Bank members receive protection on fiat deposits up to 100,000.00 US Dollars by the Gibraltar Deposit Guarantee Scheme – a robust level of protection that’s equivalent to that provided by leading banks in Europe and the UK.

Become a member and you’ll also have the opportunity to convert USDC to USD – with no additional charges. Simply deposit USDC into your account. This is then converted to USD on a 1:1 basis the moment it’s received, so you can immediately access your dollars.

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2% interest
On USD deposits
zero fees
Converting USDC to USD
protection
Protected by the Gibraltar Guarantee Deposit Scheme
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Join the Bank of the Future